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Good News for New Home Buyers – Builder Confidence on the Rise

New Home Buyers in luck as builders

If you’re buying a new home in San Antonio, you are not alone! According to the National Association of Home Builders/Wells Fargo Housing Market Index (HMI), September marks the highest level for builder confidence for newly built, single-family homes since June of 2006. This is yet another signal pointing to a stronger housing market! The…Read More »

Home Buying Made Easier with Low Interest Rates

Better Home Buying with Low Rates

Today’s Primary Mortgage Market Survey® (PMMS) compiled by Freddie Mac showed a slight decrease or stay in mortgage rates. If you are in the market to buy a home, now is an excellent time to lock in a great rate for purchasing a home. Continued low interest rates create more opportunities for home buyers who…Read More »

Is The San Antonio Condo Life Right For You?

Is Condo Life Right For You?

Perhaps you’ve looked over the housing market and have sticker shock. Maybe the idea of maintaining a San Antonio backyard has you running for cover or you just want to keep things simple. Whatever the reason, if you have decided that you are interested in a owning a smaller, more easily maintained property, you may…Read More »

Consider Walkability When Purchasing a Home

Use www.walkscore.com when purchasing a home

There is a lot to consider when purchasing a home, and location is key.  However location means more than just city and state – it also refers to the ease of accessibility to local businesses and schools.  Are you aware that you can actually see how “walkable” or “bikeable” your neighborhood is on a rated…Read More »

What Goes Into Your FICO Score

Lenders use the FICO Score to help them determine the terms, conditions, and amount of your mortgage loan. The data that FICO considers in calculating that credit score falls into five categories, with the following average weightings… Payment History–35%  How you’ve handled credit cards, retail accounts, installment loans, finance company accounts, mortgages, etc. FICO also looks into public…Read More »

Is earnest money required to make a contract effective? | TAR Blog

Is earnest money required to make a contract effective? I sent my client’s offer to purchase a home to the listing agent. The agent said he wouldn’t present the offer until I sent an earnest-money check.

Interest Rates: When is the Best Time to Lock?

RateLock

When it comes to mortgage loans and interest rates, it’s never a good idea to gamble. So when is a good time to lock in that interest rate?

8446 Stone Chase, San Antonio, TX 78254

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Foreclosure Friday!.. this one just hit the market 2 days ago (listed by Texas Property Shop), and caught my eye.. $139k for 4bed w/ loft “2595 square feet”.. not bad at all!

HUD Offers REO Homes for $100 Down in Select States

HUD-Homes-San-Antonio-TX

HUD’s latest announcement includes a $100 down payment on HUD homes with FHA financing. HUD’s Good Neighbor Next Door Sales Program offers a substantial incentive in the form of a discount of 50% from the list price

Shopping for a Mortgage

mortgage application

Shopping for a mortgage is one of the most important steps involved in purchasing your next home. Since the terms and conditions that you agree to will impact your financial future for years to come, it is vital that you take the necessary time to research and compare the best packages available to you.

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