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What Goes Into Your FICO Score

Lenders use the FICO Score to help them determine the terms, conditions, and amount of your mortgage loan. The data that FICO considers in calculating that credit score falls into five categories, with the following average weightings… Payment History–35%  How you’ve handled credit cards, retail accounts, installment loans, finance company accounts, mortgages, etc. FICO also looks into public…Read More »

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